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1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...Credit reports and verification services can be customized to drive consistency in workflows, identify fraud, automate decision making, and manage risk & retention triggers in client portfolios. The endless customization options that Xactus360 has to offer enable competitive advantages in processing, speed-of-response, security, compliance, and ...Removing SYNCB/TJX CO DC from Your Credit Report. The first option is to initiate a dispute process with the credit reporting agency. This requires submitting a dispute letter that explains why the inquiry is inaccurate and requests its removal from your credit report. However, this option can be tedious and frustrating, particularly if your ...#1) Select Order Liens & Judgments Report from the Main Xactus screen, under Credit Verification tools: Complete all required fields (marked with the R in circle), then select Order in the top right: After selecting Order, your request will process & fulfill immediately. Select the View Report link to open the Liens & Judgments report.Your credit report contains the details of your financial history. Your ability to get good interest rates on loans, approved for credit cards or even an apartment can depend on yo...Leader in Mortgage Credit Reports. Mortgage lending professionals across America rely on the easy-to-read consumer credit reports and innovative verification tools offered by Factual Data. Every day, we continue our mission of Helping Lenders Expand Homeownership.Feb 27, 2024 · Streamline your HMDA Compliance with Xactus With the HMDA submission deadline quickly approaching on March 1st, time is of the essence! It’s crucial to act swiftly to meet compliance requirements.It's important to check your credit report periodically to make sure the information it contains is accurate, complete, and within the allowed reporting time limit. You can access your credit report online from any of the credit bureaus, but there may be a fee. You're also entitled to a free credit report each year from the major credit bureaus.This is the date of the last report the creditor gave to the credit bureau. 5. Date Opened and DLA Date Opened: The date that the account was originally opened DLA: This is the date of the last recorded activity on the account. 6. High Credit or Limit and Account Types High Credit: This is the highest amount borrowed on this account. This shows ...Avantus LLC, Xactus, and other parties can perform two types of inquiries into your credit, and each has a different effect on your credit score. If Avantus or Xactus initiated a hard inquiry, your score may drop by up to 10 points. If Xactus on credit report information shouldn’t be there, dispute it. Hard Inquiries. When consumers apply for ...Dispute the inquiry. The Fair Credit Reporting Act of 1990, gives you 30 days to dispute a hard inquiry. If you discover an unexpected hard inquiry on your report, you should contact the company named and the credit bureaus immediately. Although you can contact the bureaus electronically, certified mail is preferable, as it creates a paper trail.On Credit Karma, you can check your free credit reports from Equifax and TransUnion. And as with your credit scores, you can check your free credit reports as often as you like. Free credit monitoring. Credit Karma's free credit-monitoring service can alert you to important changes on your Equifax and TransUnion credit reports.310-695-1413. [email protected]. Company Contact. Perry Steiner. Chairman. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, today announced its acquisition of the Lending Solutions and Appraisal Management Divisions …

The case centers on Xactus' inability to reconcile conflicting information from various Credit Reporting Agencies (CRAs), resulting in erroneous reports that negatively affected the customer. The lawsuit notes that Xactus had reported that the customer's paid charged-off Capital One account had a past due amount of $2,147.OTHER CREDIT HISTORY - Accounts where the bureaus are not sending enough information to categorize the account under any present sections on the report layout. Fortunately, this is rare scenario. INQUIRIES (LAST 120 DAYS) - Displays hard inquiries for the last 90 days, 120 days, year, or two years. 10 11 BUSINESS PRINCIPAL CREDIT REPORT ...Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.Dear VNW, Your credit report is a history of your accounts and payments. When an account is charged off, or written off as a loss, it remains on your credit report for seven years from the original delinquency date leading up to the charge off. Often, the original creditor will transfer or sell the account to a collection agency.Michael Delaporta serves as Chief Architect for Xactus, managing all aspects of the Xactus360 industry-leading verifications and credit technology platform. Michael began his career with the Credit Bureau of Connecticut and sister company Avantus in 1993, and has served as the chief technology platform architect since 1995. Over the last 25 ...

Xactus. 1,857 followers. 1y Edited. We are excited to introduce Xactus (pronounced "Zact-us"), the leading verifications provider dedicated to advancing delivery of the Modern Mortgage ...Jason Klein is a principal at Lovell Minnick Partners. He first joined LMP as an Associate in July 2011, rejoined the firm in February 2021 as a Vice President, and was named Principal in 2022. Prior to his return to LMP, Jason was a Vice President on the financial services investment team with Pine Brook Partners, a private equity firm.Credit Scores Lending Experian 786 Experian [732 Date Credit Report Summary 87 50 Credit Report Details D: 43889523 Merge Available Credit Reports Report Type Merge Merge Completed 09-14-2022, PM 09-14-2022, PM Format -v -v xactus360 Home Dashboard Account My Reports UDM Business Report Management Repons Preterences SSN SSNV Administration VOE…

Reader Q&A - also see RECOMMENDED ARTICLES & FAQs. Click Order Credit Report under Products & Services. 2. Possible cause: From the main desktop screen in the Xactus ordering platform, choose the ... select Vie.