You can have a prequalification or preapproval and still be denied. Question I go to Amex preapproval site from time to time. I always get message that No cards are a match for me. I figured I would try - 6299998.Congrats on the approval!! BBVA is one of my favorite cards right now. I constantly get offers via online or in email for promo's that they run every once in a while as well as deals that rotate.FNBO Pre-Qualification. My wife Prequalified about a week and a half ago for thier lowest rate and max SL of 15K. She opened a Chase Amazon and Citi CC cards and then rechecked the prequal site 2 days later and was still prequalified for the same amount and APR. Application went to review and then a few days later she was denied.Has anyone else received Amazon Prime Signature Visa prequalified offers? It might be new but check it out.. I was checking out and the there was a my offers section with all of Amazon's CCs.. the prequalified offer has a set APR of 22%.. APR rate varies based on credit etc from 15%-22% Correct me if I am wrong.Table of Contents. Issuers With Credit Cards That Offer Preapproval in 2024. Capital One Cards That Offer Preapproval. Chase Cards That Offer Preapproval. American Express. Citi. Discover. Bank of ...It's all profile driven when they SP your reports to see if you qualify. Just make sure LexisNexis and EQ both have acurate information in the event a pre-qualification pops up (i.e. identity verification). On the plus side, at least you have a banking relationship. But lately, there haven't been as many [SP] BB&T approvals reported here in the ...Answer 3 quick questions. Pull your info without affecting your credit score. See which card is best for you. Prequalify Me for a New Card. Learn More About Our Cards. cash …How to prepare for tractor loan. First post here since deciding to take control of my credit. I had a rough time with a long layoff in 2014 and although I kept the roof over my head and the kids fed I had a string of 22 consecutive 30 days late with Wells Fargo mortgage. I used their hardship program and had a misunderstanding of how it worked ...I was checking out on Amazon.com and recieved a message about applying for the Amazon Prime Visa Card. Was going to ignore it (since I am still in the rebuilding stage) but noticed there was a "pre …NFCU PRE-QUALIFIED (ALREADY)! Hello All, I was able to get approved for a nfcu checking/savings account about 2 weeks ago via roomate. I was curious so i think my 2nd or 3rd day after approval I did the pre qual form and as I expected I was only eligible for the secured card. No biggie as i need to work on my credit. (I didn't apply)Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...Jul 10, 2023 · @Jordan23ww wrote: @GZG thank you again for the link and info!Decisions, decisions! I only ran the pre approval with my wife's info so far since she's had a card with Capital One for 10 years.Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021. The prequals are weird. checked for 7 of them. Approved/pre-qualified for 5 of them with explicit credit lines (ikea $6000, tempurpedic $3100), but when actually finishing, every single one said they were reviewing the app and will get back to me.1) Flagship Checking: $50. 2) Savings: $558. 3) Personal loan: $16.9K. I pay at least double the min amount on all of my CCs and loan payments each month, so I cannot figure out WHY my credit unions won't prequalify me. The only possibilities I can think of are. - Too new personal loan --Opened the NFCU loan in March.PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone. >. Rewards cards.I did the amazon prime visa signature pre-qualification and it came up as pre-qualified. I know it doesn't mean 100% approval , but it did have a APR of 22.24% . 5/24 status : 1/24. I have a checking/savings account with chase - paychecks and deposits regularly go there. Been banking with them for a few months.Re: What was your Amex Pre-qualification results. 3/2018 - Prequal BCE - approved $1K. 6/2019 - Prequal Cash Magnet - approved $1K (and immediately approved for 3X CLI) 9/2019 - Preapproved BCP - approved $2200. In my experience the prequal has been solid. The two times I applied without a prequal or preapproval ended in denial.Updated: Apr 11, 2024, 9:09am. Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Getty. …Okay - have been trying the usual sites, Chase, Citi, etc....they always give me the same - sorry we cannot find any pre-qualify for you but think that you may like this card....the Citi gives the APR 12.99 - 22.99 based on credit - this time I clicked on "more info" and for the rate it actually giv...I was pre-approved for the Ulta card around the Summer of 2016 when my scores were around 665. I was notified of the pre-approval in-store, so I don't remember if they differentiated between the store card and the mastercard at the time. However, since I knew I was pre-approved for something and wanted a higher SL, I wound up applying online ...credit card applications. credit card debt. An easy way to check to see if you're prequalified for a credit card is to check the company's website. Provide your name, address and the …All of the verbiage about entering your info to prequalify and how it works and all that stuff is still there, so it looks like they're still encouraging you to do it but when you go to actually try, that part of the page isn't working. I could be totally off, but just a guess. FICO 8 Sep '23 EX 755 EQ 765 TU 739. TCL $199,800.Re: Bank Of America Pre Qualifyl a Joke. It's worth call to ask for reconsideration, I've always had good results calling 800-824-5895. BofA's "pre qualify site" is not a pre-qual site, it's a marketing site to get people to app for cards. When an alleged "pre-qual site" says "We rcommend", that is not a pre-approval, it's marketing.BOA prequalify unreliable. Last night for the heck of it i went on the BOA prequal page. it said i qualified for one of their unsecured rewards cards so i followed through with the app. The wheel of death kept spinning and didnt stop in my favor. Now i have an extra wonderful hp on my experian for no gain. >/ nfcu platinum 15k, BABY NEEDS NEW ...Is the AMEX prequalify or preapproval on their website a soft or hard pull?? I noticed that it asked for a lot of information for just a - 1255717Re: Pre-qualify chances w/ frozen credit report after amex c/o PIF. Not sure about the prequal working when your report is frozen, but I will say that if you only just paid the CO less than two weeks ago, it's far too early for it to have been processed and everything updated. At the very least I'd give it 30 days, if not 60 days.The founder of Re-Fabbed simply followed her interests and community to form a successful eclectic business model. Some businesses have a single niche. But others morph and add rev...Re: Walgreens credit card. @CountryLivin wrote: @House1204 wrote: I also got the 7-10 day message. I called in and talked to a csr and got approved. The number I called was 855-842-3593.Sorry if this is old news but I just noticed that they actually have a prequalify form for the wayfair store card, it SP's experian. SOrry - 5712355If you don't prequalify that doesn't necessarily mean you won't get the card. I didn't prequal on anything at American Express and I apped anyways. Got approved for the BCE And Gold card without issue. I would definitley wait to get your utiliization down to help boslter your credit score and give you the optimal chances of getting approved.Take the $60+ you save or gain per year by using a card with better rewards and/or no annual fee and donate it to a charity that plants trees. That said, different strokes. FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6.Nov 29, 2021 · I did the amazon prime visa signature pre-qualification and it came up as pre-qualified. I know it doesn't mean 100% approval , but it did have a APR of 22.24% . 5/24 status : 1/24. I have a checking/savings account with chase - paychecks and deposits regularly go there. Been banking with them for a few months.@razzy116 wrote:. I went to the Discover prequalify site and it was the first time that it did'nt say past excisting account cause i paid the collection that i owed. it did say about 2 collections that i have which i am paying and a couple of charge offs that i have, i"m glad it does"nt say past excisting account. once i"m done with the collections and charge offs i should be good to go.Applicants applying without a social security number are not eligible to receive pre-approval offers. Card applicants cannot be pre-approved for the NHL Discover Card. Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and does not affect your credit score to check.Applicants applying without a social security number are not eligible to receive pre-approval offers. Card applicants cannot be pre-approved for the NHL Discover Card. Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and does not affect your credit score to check.Amazon Prime Sig Prequalified Offers. Has anyone else received Amazon Prime Signature Visa prequalified offers? It might be new but check it out.. I was checking out and the there was a my offers section with all of Amazon's CCs.. the prequalified offer has a set APR of 22%.. APR rate varies based on credit etc from 15%-22% Correct me if I am ...Re: Patelco CU allows SP to prequalify for a refi or purchase. Just for fun I used the check my rate tool and they pre qualified me for $30,000 at 2.65% APR. Message 5 of 6. 0 Kudos. Roadgeek395.The real value in the Venture is its sign-up bonus, which you won't receive if you acquire the card via PC. Outside of the sign-up bonus, one would need to spend $19,000 per year on the card in order to break even on the much more flexible rewards earned by the Quicksilver. 01-11-2018 05:45 PM.Re: WF Pre-Qualification Accuracy. I would never get a pre-qualification offer through the online WF site logged into my banking account but they had been mailing me Reflect card offers for at least 6 months prior to applying as part of a spree and I got approved. Also surprised I got approved for the Bilt card as well on blind app as part of ...Re: Lowes credit card. I did the same thing yesterday and got the same message. Called them (8004800186) and had to verify who I was. Once verified got approved for $4500. Then called the customer relations number 877-379-8173 (Overseas) and asked for increase to 30k as I am doing home repairs and they bumped the SL to 17k.Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021. The prequals are weird. checked for 7 of them. Approved/pre-qualified for 5 of them with explicit credit lines (ikea $6000, tempurpedic $3100), but when actually finishing, every single one said they were reviewing the app and will get back to me.I posted in Approvals that I FINALLY got the Overstock SCT popup today after months of trying, but after getting approved and joining their O-Club rewards program, I noticed a graphic that said I was pre-qualified for the O-Club Mastercard. Couldn't help myself, and filled out the app.Re: USBank Prequalify. pre-qual site for us bank has been gone for close to a half year. Us Bank is very conservative these days anything over 2-3 cards a year obtained and most likely it will be a denial. The have tightened up within the last 6 months to a point of silly imo, but it is what it is. Message 2 of 14.MI. $. Get pre-approved for a Capital One credit card with no impact on your credit score. Find out if you're pre-approved in as few as 60 seconds.So we are all well aware of the many companies that have "Pre Qualify Links" such as Chase, Citi, Cap One (which are all - 4430408So I wanted to see what offer I would get from the FNBO pre-qualify link. I got a pre-approval for $15K which sounds solid but the APR is a high 22.24%. I have a lot inquiries on EX (10/12) but only a few on TU & EQ. Scores: 700+ on all 3 CRA. Is this normal or am I being offered a "predatory" r...You and @M_Smart007 could find that elusive 4th card and break the $80K threshold. Clicked on loan credit card section on the site in middle of page clicked prequalify, logged in and then it gave me 5 cards. I already - 5998709 - 3.Last month (July 11th), I was pre-approved for up to the Savor One. I decided to apply for the Savor One and was declined. Since then, I've added $7,750 in available credit to my profile + I was given an auto-CLI on my QS1 from $750 to $2,250 (after months of CLI denials). I decided to check the Capital One pre-approval site today …If you find a card on the Amex site, press apply and see this language, very, very, very likely will be a denial. "Applying to expand your membership with us is easy". If it says you are "Pre-approved" you will very likely be approved. Message 2 of 4. 0 Kudos.Can anyone give me links to online prequalify sites so that I can check w/o hard-pulls which cards might make the most sense for me to - 177684 - 3Re: Chase IHG Premier Pre Approval ** Update**. I was approved for this card. CL $16,000. I just let it sit and it auto approved. 11/13/23 TU 808 EX 800 EQ 806 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/BOA $25,000/Macys AmEx $25,000/Sams Club MC $20,000GM Card $18,000/Chase IHG $16,000/Barclay …Re: Chase Sapphire Preferred, prequalified on just for you, solid apr. you think it's solid Wait awhile. Look around the forum and you'll find many tales of second cards being shut down a week or two later, after Chase pulls you a second time following the app (SP).I periodically checked US Bank for prequals hoping one would pop up for the Altitude Reserve. But, as of a few days ago the links are no - 5602838So a couple weeks ago, I was approved for three new cards: Amazon Visa with a CL of $1500 (my lowest), an Amazon store card with a CL of $1200 and an Express store card for $1000. My current fico scores despite my signature are: EQ: 679; TU: 682; EX: 638. In addition to the cards named above, I have a Cap1 Quicksilver with a CL of $6000, …If I remember right with a preapproval it's a SP for a new card but if it's a CLI preapproval for $10K or more there will be a HP. Someone with a more recent experience should chime in though and either confirm or correct me. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club.May 8, 2020 · All of the verbiage about entering your info to prequalify and how it works and all that stuff is still there, so it looks like they're still encouraging you to do it but when you go to actually try, that part of the page isn't working. I could be totally off, but just a guess. FICO 8 Sep '23 EX 755 EQ 765 TU 739. TCL $199,800.I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!Re: Pre-Qualified Capital One. @mcl90 wrote: I'm trying to rebuild my credit after some bad decisions and bad circumstances. I took the first step a few months ago and got myself a Discover It secured card and have been using it for bills and my weekly grocery purchase. I pay the balance every Sunday. My score went from 580 to …FNBO Pre-qual page (Approved) So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months.Hey guys, So I heard about Navy Fed new prequalification tool which will SP your credit report and your internal score within Navy to see if you are prequalified for any of their cards. I currently have 2 cards with them (Go and Cash rewards). I wanted a 3rd card. GoRewards utilization is at 90% (Yea, I know) and Cash Rewards is at 54%.Mar 11, 2008 · Mine didn't show my CL per se, for the cards it lists it shows the CL range (e.g. $300 - $3,000). If you go to the page where they let you compare all the cards, you will see repeat cards several times as they list in the far left column your credit 'rating' (Low/Avg/High), so that a Chase Platinum in Average Credit will show $300 - $3000 and the same card in Good Credit will show $500 ...Is the AMEX prequalify or preapproval on their website a soft or hard pull?? I noticed that it asked for a lot of information for just a - 1255717Today, I logged into the dashboard and was greeted with a pre-qualified offer. In the offer, it also states "You're approved for a low-rate credit card from PenFed". The offer also has a single interest rate rather than a range (13.49-17.99% is what's offered on this card). Regardless of this, I am doubtful that this would actually go the way I ...A more rewarding card for everyday purchases. See if you prequalify*. The more you use it, the more you get back. Everyday purchases are more rewarding with Fortiva. You'll earn 3% Cash Back Rewards on gas, grocery purchases, and utility bill payments, plus 1% Cash Back Rewards on all other eligible purchases.**. 3.Prequalify - MyFortiva. FEEL EMPOWERED ®. A more rewarding card for everyday purchases. See if you prequalify* The more you use it, the more you get back. Everyday …Re: Are the Navy Federal Prequalify recommendations Accurate. I did it from my computer on main page of Navy federal. Clicked the loans and Credit card link at the top and then scrolled down to half down on page and saw the blue box asking Do you prequalify. 04-24-202007:51 PM.Overstock.com preapproval --- APPROVAL. Congratulations! Your Overstock.com Store Card has been approved for a credit limit of $2500! Your card and a 10% off coupon are ready to use at checkout. I was reading about all this with Overstock and thought I would give it a try. SP and $2500 limit. It was definetly worth the 5 minutes i put into it.Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.Re: Truist pre-approval question. I opened my Truist back in July - hard pull with SL and APR shown only after application approval. I am not sure if it has changed since then. Business Cards: Amex Business Plus: 6000 // Amex Business Hilton Honors: 3000 // Amex Delta Gold: 4900 // Amex Business Platinum NPSL POT 5000 // Amex …My utilization and scores are at a point where I can leave the garden and pull the trigger on two cards. I'm specifically looking to replace my two CapOne cards with two cards without AF's and more flexible rewards. I'm looking for two companion cards to my Discover IT to maximize rewards. That ...Today, I logged into the dashboard and was greeted with a pre-qualified offer. In the offer, it also states "You're approved for a low-rate credit card from PenFed". The offer also has a single interest rate rather than a range (13.49-17.99% is what's offered on this card). Regardless of this, I am doubtful that this would actually go the way I ...Re: Pre-qualify chances w/ frozen credit report after amex c/o PIF. Not sure about the prequal working when your report is frozen, but I will say that if you only just paid the CO less than two weeks ago, it's far too early for it to have been processed and everything updated. At the very least I'd give it 30 days, if not 60 days.You'll receive your Experian™ credit report and a free credit score, plus credit monitoring alerts so you'll know of any changes. An easy way to check to see if you're prequalified for a credit card is to check the company's website. Provide your name, address and the last four digits of your Social Security number to see if you're prequalified.Re: Walmart Card Approved (Pre-Qualify Link) Thank you all. For whatever it's worth, after I received the instant approval, at the bottom is stated that the card would arrive in 7-10 days and would need to be activated before it could be used and that I would have to use an alternate method of payment until then and there was a 'Continue ...NASA FCU Pre-Approval. What's going on FICO fam! I've been doing a lot of reading here and just taking some good advice. I was messing around with some pre-approvals and I'm pre-qualified for the Platinum Cash Rewards card with a special lifetime balance transfer APR of 11.9% (not worried about that), purchase APR of 14.99%, and a credit limit ...PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone. Message 37 of 38. 0 Kudos.So on a whim I thought I would check with FNBO to see what cards they could pre-qualify me for. After inputting my info I was told there were zero cards they could pre-qualify me for. Having a good credit score, I thought that was strange. I figured maybe they didn't want to pre-qual me since I am in Georgia far away from any of their actual ...Yesterday, was shopping Boscov's online purchased $100 in home good products, doing some redecorating, and a pop up for preapproved Boscov's credit card, accepted and approved for $2500. Today, no notification that order was process, therefore, check my order status on Boscov's web site and my order is still "in process".I went online and checked what cards were available for me to PreQualify with- everytime you login and you hit the Tab - 5934133 - 2We reviewed U.S. Bank Personal Loans, including cosigners, origination fees, prequalifying, availability, being a customer and more. By clicking "TRY IT", I agree to receive newsle...Re: BBVA Prequalify Fail. Their pre-qualification is fairly reliable. So, for BBVA, the prequalified portal can provide a good 'barometer' of potential odds without burning an unnecessary HP if you're testing the waters. I went through their pre-qualification which landed 2 cards back-to-back about 2 months ago.Probably not an outright denial, but Commenity has been off the rails lately. I would be curious to know how this shakes out, if you remember to update. "When prosperity comes, do not use all of it". Hi Today I pre qualify for Ikea store card for $7000. I decided to accept and when I click it it gives me the 10/14 days message review. I - 6592964.PACER Case Locator. The PACER Case Locator (PCL) is a national index for district, bankruptcy, and appellate courts. The PCL serves as a search tool for PACER. You may conduct nationwide searches to determine whether or not a party is involved in federal litigation. Each night, subsets of data are collected from the courts and transferred to ...Approved/PreQualified Avant, should I grab it? So while checking credit karma for any alerts, I noticed on the front page "Excelent approval odds" for Avant. I decided to see what I was approved for, came back with a $300 Line, $59 AF, 24.99% APR. I really don't have a need for any more cards, so I am probably turning this down.I posted in Approvals that I FINALLY got the Overstock SCT popup today after months of trying, but after getting approved and joining their O-Club rewards program, I noticed a graphic that said I was pre-qualified for the O-Club Mastercard. Couldn't help myself, and filled out the app.Re: Different Amex pre-qualification pages =different results. When you Google Amex pre-qualification two separate ones appear. I currently don't have amex but I did try this a few months back and I was denied. Then it was showing bc and the blue card also 1 more can't remember them. Now it's showing the platinum.Re: Target Approval- Low Score. Sorry to say, but I was just approved about a week ago for the target card, and my *temp* limit was $300, and so was my regular limit. Score was about 20 points higher than yours as well. So it's hard to say. But it seems like they'll probably start you at $300. Message 8 of 15. 5 Kudos.06-25-202106:51 PM. Victoria's Secret Pre Approval VS CareCredit. I was updating my VS profile address. I have never had a card with them. But once my info updated, they hit me with this "Congratulations You've Been PreApproved for the Victori's Secret Credit Card".Feb 21, 2018 · PenFed Pathfinder: $15000. BofA Platinum Plu, There's no way to force a pre-approval. I've been with PenFed for, I'm in the market for a new computer since my current one is 5 years old with an i3 processor (it's slo, Best Credit Cards to apply for (Pre-Approval Options Only) with 620-640 FICO. Looking to go on a mini spree in, Updated May 19, 2024. Chapter 7 bankruptcy is a powerful process that is available to indebted people who cannot , Capital One, Chase, Discovery, Citi, BoA, US Bank, and others all have pre-qual, Re: BB&T pre qualify. @Anonymous wrote: Thanks! I did the pre quail and , The interest-free loan service, with no additional fees, is an at, As an example you may see a Special Offer For You with a 5, Plenty of people here have reported the prequal page saying the, Hello all! So I was on the American Express websit, Visit the Home Depot® Credit Card pre-qualification, Oct 15, 2019 · BB&T Bright Credit Card Approval - From, Please add more if i missed any. This is an attempt t, Just my opinion, but waiting would help. UNFCU Visa Azure $45k, Bank of America site Pre-Quals are so sincere, Most Dog, Get pre-qualified for your next auto loan before you st, Please add more if i missed any. This is an attempt .