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You’ll need to enter your PIN and choose “Checking” for the account type. To avoid ATM fees, ask for cash back from the cashier when making purchases, like groceries.Important Information - BoB Credit Cards are currently being issued for the billing cycles of 1st,16th or 18th of the month as per BFSL's discretion. The cardholder has a one-time option to change the existing billing cycle as available. Cardholder may write to [email protected] for a change in the billing cycle.Activate your Netspend prepaid debit card online and enjoy the benefits of a full-featured mobile banking experience. You can manage your money, pay bills, get real-time alerts and more. 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